I’ve recently been introduced to the amazing savings account website called SmartyPig. Not only does it have a higher interest rate compared to most of the big banks, but it lets you break up your savings into different goals. As a young person living in a big city, I cherish every possible extra dollar I can, but sometimes I feel bad saving just for the sake of saving. Being able to assign a goal to my money helps me focus on an end result. Whether it be a tropical vacation, a pair of new killer (but pricey) heels, or a starting off point for a future adventure (such as new business venture or grad school), you have the ability to choose how you want to save. They also have a reloadable cash rewards card that you can get which gives you 1% cash back on every purchase where MasterCard is accepted. You can put money on it from one of your goal accounts or from another funding source. This is a great way to make sure you never go over your budget!
Check it out here!